Report types overview

Inspector Studio supports several types of inspection reports. Each type has its own structure and purpose. Understanding the differences helps you know which report to create for a given job and what to expect from each one.

Standard home inspection report

The standard report is a full narrative inspection report covering all the major systems and components of a property — structure, roofing, electrical, plumbing, HVAC, and more. It is fully customizable through your templates. The structure, depth, and sections of a standard report are defined by whichever template you use.

This is the most common report type and the one you will use for the majority of inspections.

4-Point inspection report

A 4-Point report is a focused evaluation of four specific systems: roofing, electrical, plumbing, and HVAC. Insurance companies commonly require it for older homes (typically 30+ years) before issuing or renewing a homeowner's insurance policy.

The 4-Point form follows a standardized format required by insurers. The fields and questions are fixed by the form rather than customizable like a standard report.

Wind Mitigation inspection report

A Wind Mitigation report documents features of a home's construction that affect its ability to withstand high winds — roof covering, roof deck attachment, roof-to-wall connection, roof shape, and opening protection. Florida homeowners commonly use it to qualify for insurance discounts.

The Wind Mitigation form is standardized by the Florida Department of Financial Services. It requires a customer signature and is submitted to the customer's insurance carrier.

WDO (Wood-Destroying Organism) inspection report

A WDO report — sometimes called a termite inspection report — documents evidence of wood-destroying organisms: termites, wood-decaying fungi, and similar organisms. It follows a standardized state form and is typically required in real estate transactions.

Roof Certification report

A Roof Certification report is a statement by the inspector that a roof has a certain remaining useful life — commonly required by insurance companies. It is a shorter, focused form.

How reports attach to bookings

Each report is attached to the booking it belongs to. A single booking can have multiple reports — for example, a standard home inspection report plus a Wind Mitigation form for the same property. Reports are found on the booking under the Reports section or through the dedicated Reports page at /inspections/reports/{booking}.